HB 820 — Health Insurance - Utilization Review - Use of Artificial Intelligence

HB 820 addresses the use of artificial intelligence in health insurance utilization review processes. The bill aims to ensure transparency, fairness, and accountability in AI systems used to make decisions about healthcare coverage and treatment. It requires health insurers to disclose and justify AI-driven decisions to policyholders and healthcare providers. The legislation seeks to prevent algorithmic discrimination in healthcare access and decision-making. This law is intended to protect patients from biased or opaque AI systems in insurance underwriting and utilization review.