No OTP, No Problem: How The Ahmedabad Gang Used AI To Bypass Aadhaar And Secure Loans?

Summary

A businessman engaged in import-export work in Ahmedabad discovered he had stopped receiving OTPs from his bank for two days and alerted the police. The suspects had changed his Aadhaar-linked mobile number without OTP verification and tampered with his biometric data. Using an AI tool, likely Google's Gemini AI, the gang created a deepfake video of the victim to bypass Aadhaar biometric verification. This allowed them to redirect OTPs to a number controlled by the fraudsters and open a new bank account in the victim’s name. They secured a Rs 25,000 loan and accessed the victim’s DigiLocker account to retrieve personal documents. One of the suspects, an employee at a Common Service Centre, allegedly misused official systems to facilitate the mobile number change.